| Approach | Cash (indicative) | Calendar | Risk profile |
|---|---|---|---|
| AI builder + founder QA | $0–$200/mo tools + $99/yr Apple | Days–2 weeks | Scope discipline required |
| Freelance RN dev | $3k–$25k MVP | 4–10 weeks | Depends on contractor quality |
| Agency squad | $40k–$150k+ | 2–4 months | Low execution risk, high cost |
Figures are directional for 2026 US-centric markets—validate with quotes in your region.
Hidden costs to model
- Apple Developer Program + Google Play fees.
- Expo EAS build minutes and over-the-air update policies.
- Privacy counsel if you handle health or financial data.
- Analytics, error monitoring, and crash tooling.
Recommended sequencing
Generate with ShipNative → validate → export → hire specialist for integrations. This preserves code ownership (see ownership article) while controlling burn.