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GuideJuly 2026 · 9 min read

How to Build a Chat App (2026 Guide)

“Add chat” sounds like a weekend and turns into a month — not because messaging is hard, but because people start with the wrong mental model. A chat app is three database tables and one real-time subscription. Get those right and the UI is ordinary React Native. This guide walks the data model, the backend choice that actually matters, the screens, and the real-time piece — then the AI shortcut that generates the whole scaffold from a sentence.

The whole app is three tables

Strip away the UI and every chat app is the same data model:

TableHoldsKey fields
usersPeopleid, displayName, avatar
conversationsA thread between peopleid, memberIds, updatedAt
messagesEach line sentid, conversationId, senderId, text, createdAt

That’s it. Group chats, DMs, support inboxes — all the same three tables, differing only in how many members a conversation has. Everything else you might add (read receipts, reactions, typing indicators) is a column or a small table on top of this base.

Step 1 — Pick the real-time backend

This is the one decision that shapes the project. Honest trade-offs:

  • Supabase Realtime— Postgres database plus real-time subscriptions in one. Best default for an indie app: you own the data, row-level security handles access, and “new message appears instantly” is a few lines. This is what pairs naturally with a generated app.
  • Firebase Firestore— real-time by default, generous free tier, great if you’re already in the Google ecosystem. Querying is more limited than SQL.
  • Stream / Sendbird — a full chat service with typing indicators, read receipts, and moderation built in. Buy this when chat is the product and you need it to scale — you pay per monthly active user.

For a messaging feature inside a larger app, start with Supabase. For a chat-first product at scale, price out Stream early.

Step 2 — Authentication comes first

Every message needs a known sender, so auth isn’t optional and it isn’t last. Sign users in first, tie each message.senderIdto the authenticated user, and use row-level security so a user can only read conversations they’re a member of. Skipping RLS is the classic chat-app security hole — without it, anyone can read anyone’s messages by guessing an id.

The auth guide for AI-built apps covers Supabase Auth, Clerk, and Auth0 side by side.

Step 3 — The three screens

A chat app is a small, well-defined set of screens:

  • Conversation list — each thread with the last message and timestamp, most recent first.
  • Thread view — the message list (inverted, so newest is at the bottom) with a text input pinned to the keyboard.
  • New chat — pick a person (or people) and start a conversation.

The thread view is the only fiddly one: use an inverted FlatList so it scrolls from the bottom, and keep the input above the keyboard with KeyboardAvoidingView. Both are standard patterns.

Step 4 — Make it real-time

The magic step is short. When a thread is open, subscribe to new rows in that conversation and append them to state. With Supabase it’s roughly:

const channel = supabase
  .channel('messages:' + conversationId)
  .on(
    'postgres_changes',
    { event: 'INSERT', schema: 'public', table: 'messages',
      filter: 'conversationId=eq.' + conversationId },
    (payload) => setMessages((prev) => [...prev, payload.new])
  )
  .subscribe();

// clean up when the screen unmounts
return () => supabase.removeChannel(channel);

No socket code, no polling. You insert a message like any row; every subscribed client sees it appear. Add push notifications so backgrounded users get pinged, and the core loop is complete.

The shortcut: generate the scaffold

The three tables, the three screens, the auth wiring, the inverted list — all of it is standard, and standard is what an AI builder generates well. Describe “a messaging app where users start conversations and send real-time messages” in ShipNative and it scaffolds the conversation list, thread view, message model, and a Supabase backend with realtime — previewed live on your phone.

You still make the product calls — group vs DM, moderation, notification rules — but you start from a working chat instead of an empty file. See how to connect the real database behind it.

Build a chat app free

Describe your chat app in one sentence and see it running on your phone in minutes at shipnative.dev. No credit card, and you export the full Expo project any time.

Frequently Asked Questions

What backend do I need for a real-time chat app?

You need something that pushes new messages to clients instantly. The common options are Supabase Realtime (Postgres + subscriptions), Firebase Firestore, or a hosted chat service like Stream. For most indie apps, Supabase Realtime is the simplest — you get the database and real-time in one.

How does real-time messaging actually work?

Messages are rows in a database. Each client subscribes to new rows in a conversation; when someone inserts a message, the backend pushes it to every subscriber over a websocket. Your UI just appends the row. You are not managing sockets by hand — the realtime layer does it.

Do I need to build my own chat, or use a service like Stream?

For a messaging feature inside a larger app, rolling your own on Supabase or Firebase is cheaper and gives you full control. For a chat-first product at scale — typing indicators, read receipts, moderation — a service like Stream or Sendbird saves months, at a per-user cost.

How do I handle authentication in a chat app?

Every message needs a known sender, so auth comes first. Use Supabase Auth, Clerk, or Firebase Auth, then tie each message row to the authenticated user id and protect reads/writes with row-level security so users only see their own conversations.

Can an AI app builder build a chat app?

The UI and data model, yes — ShipNative generates the conversation list, thread view, and message model, and connects a Supabase backend with realtime. You still design the product decisions (groups, moderation, notifications), but the scaffolding is generated.

→

Auth for AI-Built Apps

Every message needs a known sender — get authentication right first.

Read guide →
→

Add a Real Database

Wire Supabase into a generated app — the backend your chat runs on.

Read guide →

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